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Uncategorized

Starting a Small Business in the Second Half of Life

January 15, 2025 by info@3QuartersToday.com

If you have visited my blog before you may have wondered where I’ve been the past three years. In summary, the second half of life began in a way I did NOT expect. I moved back into my rental house, renovated and remodeled to reflect MY colors and MY Style, (more on that later) and unexpectedly started an accidental business.

I Didn’t Set Out to Start a Small Business

In the fall of 2020, my home dynamics changed. I was single again in my mid-50s. But a simple quart of homemade Chai concentrate changed everything. Tea n’ More, a home small business was born.

Oh, a particularly bad day, I needed a hug in a mug. A friend sent me a gift certificate for a Dunkin Donuts Chai latte. I drove up to the drive-thru expecting a warm smooth chai, it was so bad I handed it back. Which I never do. But I still needed a hug-in-a-mug.

Make Homemade Chai = tea lattes for the win!

I went searching for a homemade chai tea recipe. Yeah, I know, Chai means “tea” so saying Chai tea is saying tea tea. I found a few chai recipes, tested them, did some modifications, and eventually came out with my own unique My Chai concentrate and the journey in starting a small business began.

Who would know that chai would be the beginning of starting a small business with

If I had to Give Advice on Starting a Small Business

I’m not an expert in small business development, but I did learn a lot when I worked at Oxbow Animal Health during their start-up phase between 2008 and 2010. So I did learn a few things.

My advice on starting a small business are the following.

  • Listen to your customers
  • Find a product they need and want.
  • Be prepared to shift directions
  • Listen to your customers
    • Yes, I said it again, this is product research
  • Don’t go into debt
  • Be patient. Slow and steady wins the race.
  • Research various suppliers to find the best price
  • Don’t underprice your products
  • Remember, listen to your customers
    • Again, a third time. This is market research.
  • Ask questions, and LISTEN to your customers.

Listening to your customers is one of the most important pieces of advice I can give you when starting a small business. This is the number one business tip that helped me grow over the past three years. For example, my customers asked the following.

  • Are you going to add iced teas during the spring and summer?
    • In my head I said to myself “I don’t like ice tea”. But I found myself saying, “SURE”
  • Is there a Chai Kit I can buy to make your concentrate
    • You see for the first 6 months, I just sold the liquid concentrate locally
  • Can you offer single bags for hot tea?
    • I had created some samples, but needed a better method of packaging.
  • It would be nice to have sample packs. Is there any way you make them?
    • My single tea bag samples then served a double-function for customer samples and tea party
  • Do you have a website? You know you need one right?
    • I reluctantly created a website https://www.chaiteaandmore.com/

How to Support Small Businesses

    Supporting a small business is easy and it doesn’t have to be momentarily. You can visit their website

    • Visit their website: gives link juice and Google authority and potentially more traffic
    • Engage on all their social media platforms: It’s not as easy as when I first started in the 1990s
    • Comment and Share Facebook Posts: it’s so hard to get views now
    • Engage on Instagram Account: we all know algorithms are dependent on likes, comments and shares
    • Leave a review on Google: Even better, post a photo! Again Google search authority
    • Talk to your friends the old-fashioned way
    • Encourage your friend with the small business: You have NO IDEA how much this means

    Filed Under: Uncategorized Tagged With: chai latte, small business, small business tips, tea

    Now Designing NCAA College Football Shirts

    August 17, 2017 by info@3QuartersToday.com

    Licensed College Apparel

    My graphic design adventure has now expanded from USMC licensed apparel and gifts to now designing and selling NCAA college football shirts through FanPrint.

    NCAA College Football Apparel - Nebraska Cornhusker Football Fan ShirtNebraska Cornhusker Football Fan ShirtClemson Tiger Football Fan GearClemson Tiger Football Fan GearOkla State Football T-Shirt - I'll Alwas Be a CowboyOkla State Football T-Shirt – I’ll Alwas Be a CowboyLSU Football Gear - You Have Now Become Tiger BaitLSU Football Gear – You Have Now Become Tiger Bait

    But it’s not just school football team gear.  I design and create a range of officially licensed apparel including alumni, parents, clubs and departments. The opportunities are limitless and the revenue for both marketing and designing is 50%, which is fantastic.

    NCAA College Store

    Within FanPrint you can set up stores, both public and private (ideal for direct sales). I have several stores including University of Nebraska store since I live in Nebraska this is a given. But I also sell Oklahoma State fan wear since that is my alma mater.

    Texas Tech Mom Shirt for a Texas Tech Family weekendTexas Tech Mom Shirt for a Texas Tech Family weekendUniversity Kentucky Apparel- women, ladies and Moms of UK StudentsUniversity Kentucky Apparel- women, ladies and Moms of UK StudentsMichigan State Sweatshirt for men for a Michigan State University parents weekendMichigan State Sweatshirt for men for a Michigan State University parents weekendKState Hoodie for Dad from the Wildcats StoreKState Hoodie for Dad from the Wildcats Store

    Below is just a sampling of my and schools and custom FanPrint stores:

    • NCAA College Store
    • University of Nebraska Cornhusker Apparel
    • University of Oklahoma Apparel
    • Oklahoma State Fan Wear

    College Club Fundraising Ideas

    All designs are approved and licensed by the individual schools, so college dorms, animal science departments, and student organizations can create custom designs for individual events such as college parent weekends.

    Since FanPrint is a print on demand (POD) company there is no inventory, no start up costs, and you can even create a design and marketing team of friends to work together and sell custom shirts and make money for your organization or club.

    Even if you don’t know how to create custom designs you can still make 45% on selling any of the shirts on FanPrint.

    Sign up to Sell NCAA College T-Shirts

    You can sign up here to sell NCAA college t-shirts yourself or even sign up for your student organization.

    University of Georgia Alumni  shirts from the Georgia Bulldogs StoreUniversity of Georgia Alumni  shirts from the Georgia Bulldogs StoreLSU Tiger Clothing for DadNCAA College Apparel – LSU Tiger Clothing for DadUniversity of Oregon Duck Store - Shirts for MomUniversity of Oregon Duck Store – Shirts for MomYoungstown State University Athletics Store - Penquin fan shirtsYoungstown State University Athletics Store – Penguin fan shirts

    Custom university shirts are very popular with not only students, but parents, fans, and college alumni t-shirts which are in high demand all year with alumni associations, especially during NCAA college football season.

    Order NCAA College Football Shirts NOW before the Season Starts

    Order your favorite University apparel before the college football season starts. Better yet, sign up to sell your favorite shirts and make some money to travel to an away game.

     

     

     

    Filed Under: Uncategorized Tagged With: college fundraisers, fanprint, graphic design, ncaa college football, ncaa college t-shirts, print on demand

    Part 3: Newborn Puppy Photography

    November 4, 2015 by info@3QuartersToday.com

    Newborn Puppy Photography

    Newborn infant photography is very popular, and the concept is the same for newborn puppies. At this age the pups are very accepting to being posed. Taking photographs of the pups was my summer project and I’m a little embarrassed on how many I took. So I just won’t say. I did have a few goals in mind with the photographs, I wanted to document the puppies journey from birth and give a CD of photos to their new families.

    My other goal was to learn how to use my new Canon 7D camera which I bought the week before the pups were born. By the way, this camera is now discontinued by Canon so you can get a GREAT deal on it now. But it’s in limited quantity. It’s a legitimate pro camera, several steps up from a Rebel, but at the same price now. I loved my Rebel and I got some amazing photographs from it, but due to an unforeseen event a replacement was necessary. (I may get into that later, but not ready yet)

    A white Boxer pup, Leahs puppies from herfirst litter in 2015, she is our fist Boxer but not our last.

     

    Here are just a couple of my favorite photographs. I actually won a purple ribbon at the county fair with the brindle Boxer puppy below. At this age cradling a pup in some very masculine hands brings out their baby characteristics and vulnerability. The big friendly looking guy above is six-foot eight inches tall, he’s a big teddy bear himself.

    I wish I had a studio set up with box lights, but this time I only had a basement with limited lighting. Mama at this point didn’t want her pups taken very far. So the ISO was pretty high at 1600. My human models were wearing solid colored shirts (for the most part) so the background didn’t compete with the subject.  At ten days of age puppies spend much of their time sleeping so photography was a matter of more posing and trying to get proper lighting. Next litter I will be more prepared.

    Boxer Puppy 1 wk old posing for puppy photography

    As they grew puppy photography got more challenging. I cranked up the shutter speed and hoped for the best. It was like taking photos of toddlers, but with four feet instead of two.

    Puppies Open Their Eyes

    Unlike humans, puppies and kittens are born with their eyes closed, their eyes don’t open until around ten days of age. Until then they rely on smell and touch. That’s why it’s very important to get new puppies used to your smell early. They crawl to Mama by smell and hearing. I was very curious to see if the white Boxer pups would have blue eyes, and was ecstatic when they did, but like many human babies their eye color changes with age.

    [embedyt] http://www.youtube.com/watch?v=Kph-3_YMGFA[/embedyt]

    Much like Dalmatian puppies, most white Boxer puppies don’t have any markings when they are born, but as they grow their black spots and black noses appeared in place of their pink noses.

    Sweet Puppy Breath, or Not

    The term sweet puppy breath is a nice thought, and true for the most part, but while the pups were nursing they have what I call “milk poops”, it’s creamy yellow, it stinks, and Leah, being the good Mother licks their bottoms and cleans it up. Yuck! It’s completely normal, natural, and a sign of a good mother.

    During the first week I barely noticed any yellow poops on the sheets and blankets, however as the weeks progressed bedding was changed and washed twice a day, AND the air purifier ran all the time. I LOVED my water air purifier. I did not want to walk into the basement family room and have it smell like a kennel.

    Royal Line Pro (R) Deluxe Illuminated Water Based Air Purifier Humidifier Revitalizer Cleaner Fragrance Dispenser Aroma Therapy Machine! Beautiful Pearl/Light Silver with LED Lights! Pro Model!

    Boxer pups at two weeks of age are much like 8 month old babies, they are semi mobile, can scoot around a little, exploring their immediate surroundings is high on their priority list, but they don’t know a world outside of two feet yet.

    So for now the baby pool still acts as their nursery area, just like a playpen or a baby gate works for a human infant. Next week, watch out! Puppies are active and playing! They also begin nibbling on solid food. Where is the time going?

    Puppy Photography

    Puppy Photography in South Street Seaport | C’est la Vie …

    In response to The Daily Post’s weekly photo challenge: “Careful.” One fall Saturday this October, we took the kids to the dog park in South Street Seaport. Rice, the Westie in the picture, always enjoys running around and …

    Frejya :: Minneapolis Puppy Photography – Sarah Beth …

    Frejya :: Minneapolis Puppy Photography. Sunday, September 6, 2015. Here’s a little gratuitous puppy cuteness for your Labor Day Weekend! Frejya. « Open Casting Call :: Dogs + Cats Needed for Commercial Shoot · Facebook · Twitter · Yelp …

    PUPPY PHOTOGRAPHY | Trail’s End Labradoodles

    PUPPY PHOTOGRAPHY – Worst time to shoot pictures of 3 1/2 week old puppies; NAP TIME. Baxter, Dude. Your eyes are rolling up into your.

    Dog & Puppy Photography Ideas – PictureCorrect

    Climb a Tree. No, not your dog silly. You! Climb a tree (preferably a sturdy one that is bigger than Charlie Brown’s Christmas tree). Bring a treat and your camera. Take a picture of your pup looking up at you or drop a ball from the tree. Turn up …

    when You Come In Puppy Photography | topfoodusa

    when You Come In Puppy Photography. Pet photography may be a unique classification of pro photography. I visualize that an enormous component to doing breathtaking pet photos is using pets you own. A great test for …

     

    Filed Under: Uncategorized Tagged With: "american boxer", akc, animals, Boxers, dogs, pets, Photography, puppies, puppy photography, pups, purebred dogs

    Celebrating Turning 50, Yes I’m Nifty Fifty

    September 18, 2015 by info@3QuartersToday.com

    I don’t understand why people are afraid or depressed about turning fifty. Yes, I will be 50 years old in just a few days and thanks to my hairdresser I don’t have gray hair on my head.

    This is my half-century mark and I’m more comfortable today than when I turned 40 or even 30.

    Purple 50 Fabulous | Happy 50th Birthday Wine Label
    Purple 50 Fabulous | Happy 50th Birthday Wine Label
    by ndjmom

    My husband hated turning 50, he didn’t even want a cake, and even the mention of his birthday made him growl. I don’t know why men have a harder time with age than women.

    50 Things to Do When You Turn 50: 50 Experts on the Subject of Turning 50 (Fifty Experts on the Subject of Turning Fifty)1965 Limited Edition 50th Birthday T-Shirt Vintage Aged To Perfection T-Shirt Large Black

    Just think about it, if only I knew then what I know now. I would of been a more relaxed, enjoyed just being in the moment and not so stressed.

    So at age 30 I was a new Mom with a baby daughter and two boys under the age of six. I didn’t even have time to take a shower, much less “do my hair”.

    Ten years later my boys were teenagers and life got complicated to say the least. I started off on a journey of being a single Mom and it took many years for the insecurities and self doubt to fade.

    I not only welcome 50, I’m embracing it!!!

    So Have a 50th Birthday Party

    Celebrate the joy of turning 50 and the freedome that comes with the wisdom of the age.

    I am on the cusp of the 2nd phase of my life and can see retirement just over the horizon not only being a goal but a way of life. With age comes confidence and wisdom from years of making mistakes.

    Invitation
    Invitation
    by ndjmom
    Happy 50th Birthday Party - Fabulous 50
    Happy 50th Birthday Party – Fabulous 50
    by 3 Quarters Today

    My children are raised and on their own and our relationships are changing to the next phase. I have never been more proud of my kids, whether it be the confidence of taking on a new job, juggling finances and not asking for help, or buying their first car on their own.

    What I am VERY much looking forward to is the Grandma stage, I hear it’s wonderful and I’m ready.

    Mark My Words 50th Birthday Mug, 4-3/4-Inch, 17-Ounce Capacity

    Life after 50 is carefree, it’s doing what you want to do because it’s your choice.

    Ever see people in their 70’s that aren’t afraid to say anything, they do and they get away with it. Perks of getting older is saying (pretty much) what you want because you don’t care what people think, you are bold, and an “elder” and all of the sudden you are wise.

    Ok, people listen because you’re old, possibly out of respect, but they still listen. It’s not that you’re rude or mean, in fact, the opposite is true, you’ve learned how to communicate better, what “words of wisdom” work, and how to shock a teenager and get attention.

    I have decided I’m not only going to celebrate on my birthday, but all year round. You only turn 50 once in your life so you better make it a good one.

    The 50th Birthday Game. Fun 50th birthday party idea, also a uniquely fun 50th birthday gift for men and for women.You’re Only Old Once!: A Book for Obsolete Children

    Getting Away With Senior Moments

    I actually have an excuse for walking into a room, standing in the middle, and wondering why I entered. Senior moments, shoot I’ve been having them for years. I forget words, I look for my phone, while I’m talking to my daughter, ON MY PHONE.

    I also look for my my sunglasses, oh yes, when they are on my head.

    389 Unforgettable Senior Moments Page-A-Day Calendar 2016BigMouth Inc Senior Moment Caution Sign365 Senior Moments You’d Rather Forget

    How to Celebrate Turning 50

    So I need some ideas, a bucket list, or check list of sorts to say “When I was 50 I did….” I’m not one for tattoos, so that is out. But, I think this milestone is one to be documented, recorded, and remembered for what it is, the first day of the rest of your life.

    I do know I’m going to have some Rumchatta, be with my family, laugh, and eat some cake!

    You Know You’re Fifty When50 Ways to Enjoy Turning Fifty: Make the Most of Your Milestone Birthday to Have the Best Year Ever

    Filed Under: Events, Uncategorized Tagged With: 50th birthday party, fabulous 50, fifty years old, turning 50

    How to Divide Daffodil Bulbs

    March 30, 2015 by info@3QuartersToday.com

    I used to be afraid to divide daffodil bulbs, but no longer. Wait, you say you can’t split  them in the spring. Well, that’s just wrong and I’ve proved that this is just not the case. Last year I did a simple experiment and it was very surprised at the outcome a year later.

    Dividing Daffodils
    Daffodils in the garden

    Like many of you I searched the internet on when the best time was to divide spring bulbs. They pretty much all said wait until fall, or the leaves were brown and the plants dormant. However, there were a few gardening sites that convinced me these yellow beauties are very hardy and can be dug up, separated and plated just about any time of year. Narcissus are very forgiving.

    So I decided to give it a go.

    How to Divide Daffodils
    Dividing daffodils

    As you can see from the clump above the leaves were not yellow or brown yet. But I had ambition, energy (which I don’t always have) the sun was shining and what harm could I really do. These bunches of daffodils were very over crowed and some groups would have 30-40 blooms.

    So I got out my shovel and started to dig. Easier said than done. This year I’m going to plant them closer together and get a drill attachment, or a bulb auger  to make the planting process faster and easier. I have at least three more clumps to divide.

    Flower Bulb Planter

    How to Dig and Transplant Daffodil Bulbs:

    Transplant on a day that is cool and the ground damp and moist.

    1. Start on the outer edges of the grouping. Insert your shovel as far down as you can all the way around the bunch loosening up the soil.
    2. With the shovel in the ground pull back and gently push the daffodil bulbs to the surface.
    3. You may have to pull the clump out of the ground
    4. Gently pull apart and separate the individual bulbs. (in my case one clump had over 50!)
    5. Place in a bucket, or on paper towels and immediately replant
    6. Dig a four inch hole with a spade, insert the freshly dug bulb and cover with dirt.
    7. Water deeply after transplanting.

    How to divide spring daffodils

    Replanting immediately I believe is the key. Don’t let the bulbs dry out or get “stale”. To tell the truth after I watered the plants the first time I kinda forgot about them. They were only watered once. But they still survived.

    Newly transplanted daffodils
    Newly transplanted daffodils

    My experiment from last year was very successful, I had over a 95% germination rate and every day when I go out in my garden I count to see how many “baby” daffodils I have popping up in the gardens. From one large bunch of overgrown and crowded daffodils I now have 48 separate plantings in three new areas.

    Transplanted Daffodil bulbs one year after planting
    Transplanted Daffodil bulbs one year after planting

    If I didn’t already have a garden nursery full of crowed bulbs ready to be transplanted I would probably buy daffodil bulbs and plant them in the fall, which is when you’re supposed to plant spring bulbs.

    TotalGreen 72415100 Daffodil Bulbs90 Large Long Lasting Assorted Color Trumpet

    More Information on Transplanting and Dividing Bulbs

    Over the Garden Fence: Cultivation, rodent issues may stunt blooms

    Daffodils: cutting foliage before it turns yellow; bulbs need dividing; bulbs too small to bloom; poor drainage; spring cold snap killed flowers before they opened; dry soil caused flowers to abort. • Dogwood: not enough sun; tree is seedling and not …

    Expert Advice: Divide and transplant spring-flowering bulbs now

    #For more detailed information on planting and dividing bulbs in Georgia as well as a complete list of recommended varieties, see the UGA Extension publication B918, “Flowering Bulbs for Georgia Gardens,” at extension.uga.edu/publications. #Sharon …

    Deb Babcock: Trademarked and patented plants

    #When we talk about propagating plants, we’re talking about plant reproduction that happens by dividing bulbs and rhizomes or roots, taking cuttings, grafting and budding a plant, and collecting and planting seeds, among other methods. #Since fall is a …

    Flower power

    Ross Harmon, a fourth-generation Wye United Methodist Church member who Friday was digging up the bulbs to be sold during the festival, said the tradition of church members selling daffodil bulbs to support the church started long before the church …

    Daffodil season is here in the daffodil city

    Look for suppliers who provide mixtures of daffodil bulbs for sale to make “a springtime parade” of colour. The Paperwhite narcissus, which is popular along with the amaryllis around Christmas, is one of the tazetta species and is not hardy here. Each …

     

    Filed Under: Uncategorized Tagged With: Botany, daffodil bulbs, daffodils, flowers, garden, Gardening, narcissis, plants, Spring

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